With its head office in El Paso and today has more than 600 organization dispersed through more than 10 areas in the Southern and also Western USA.
It was established in the very early 70’s through Loya as a singular store-front workplace and today it has developed to over 5,000 staff members on its own payroll.
For many years the firm has developed credibility as an inexpensive and receptive car insurance firm that places stability over revenue.
Loya Insurance covers workplaces and shops in high web traffic places including Shopping malls, grocery store outlets, road sections, office complex both in tiny and also major metropolitan areas; thus, making all of them available.
Are you searching for a far better car insurance company?
Or even, maybe you are just looking for insurance for your new ride? Whatever you are looking for, this is your best opportunity to work with, for your car insurance services.
Your first move in picking the appropriate insurance company is to look at the kind of protection that you require. For example, if you possess lower than excellent driving record or even previous debt troubles, you might like to contrast automotive insurance coverage expenses coming from our company that focuses on offering clients to buy now pay later car insurance in exchange for becoming your exclusive insurance company. If you have much more than one car, we might provide you some discounts to supply inexpensive prices for enhancing your unique carrier.
What to Know About Insurance
If you have not yet registered with an insurance company, you are possibly still not knowledgeable about the conveniences of accomplishing this. Why should you think of using our insurance?
You could use our comprehensive insurance should in case you suffer from any natural disasters, thefts or vandalism just to name a few.
Nevertheless, the comprehensive insurance does not safeguard you against the medical bills and cost of repairs of other people’s cars neither does it protect you from your individual expenditures as well.
With our Collision Insurance, we do cover your insurance only when your car gets bad due to a collision. We step in to aid only when you happened to hit another car plus the vehicle that was in your possession at the time of the incident.
Plus, when you have collision insurance, you do not need to get an uninsured motorist cover but in some states where it is requested, you have separate uninsured motorist insurance.
With our uninsured motorist insurance: we come in to get you covered when you happen to get into an accident with a driver who does not have an insurance company. We take care of the costs of your medical and repair expenses.
Our Personal Injury Protection Insurance also referred to as no-fault coverage, sets into covers your medical bill and that of the others in the car with you at the time of the accident.
It also takes partial care of your medical bill or a family member’s when traveling in someone else’s car with no deductibles.
WHY SHOULD YOU EVEN CONSIDER USING CAR INSURANCE?
We protect you from accident claims
When unforeseen circumstances take place, you are probably going to be burdened about monetary settlements you may need to make for your car or claims the other party may make against you. Nonetheless, if you possess car insurance, your insurance company is going to spend for the cases and you will not experience too much financial losses.
We cover Minor Damages
Some drivers may oversee this area but in case of compensations due to a break-in or vandalism, you do not want to take out huge sums of money to repair your vehicle. Coverage in such minor areas can aid to avoid excessive financial burden.
Coverage for Uninsured Motorists in Accidents
Sometimes, other motorists who are involved in the accident might not be insured and might hold claim against you. That will cause you to suffer losses but with a business auto insurance, you could include coverage for expenses incurred during such accidents.
WE OFFER PROFESSIONAL ADVICE ON CAR INSURANCE
For most new drivers, there is always lots of confusion as to the type of car insurance, they need for their new car and this often leaves them in a dilemma because of the different insurance companies that exist in the market.
But with our company, what makes us different is that, we take into consideration several factors and it is only after a close examination of your car, your needs and wants that we give you advice on the type of insurance that you need or should buy.
Some of the things we take into consideration include the type of car, its price, and who owns it. Nevertheless, reliant on your state of residence, there are also supplementary requests that define which car insurance policy to get.
So, you should always endeavor to check in with your resident insurance agent about your record. Equally, carry out thorough investigation to get reliable information about what product is best for your needs before buying any policy.
WHAT TYPE OF CAR INSURANCE POLICIES CAN YOU CARRY WITH US?
Liability Auto Insurance is the least legal coverage every driver must have with us.
If you sustain injuries because of an accident and we get to find out after investigations that you were at fault, the costs sustained and medical bills of those involved in the accident are concealed by this policy.
This is common in most American states but for Texas and a few others that have a no-fault regulation.
There are two types of liability coverage and for sure you require to have both
The assets damage liability policy covers the cost of maintenance of the other person’s car like dented doors, folded fenders, etc.
Secondly, the personal injury insurance which takes care of medical expenses sustained by the other person as a result of the accident.
But take note that this policy does not pay your medical and auto repair costs, you will need a different insurance for that.
At Loya Insurance we offer this and many more divergent insurance policies and we encourage you to choose from any of our insurance policies and work with us.
HOW DO WE GO ABOUT OUR CAR INSURANCE CLAIM?
The first thing you have to do is put all the details of the incident together and once you do that, do not hesitate to contact your insurance agent or visit any insurance nearby lay your complaint.
Once that has been done, we assign a claim specialist to your case evaluate your insurance policy to ensure that you are registered with our company. Before requesting for details at the scene including time, location, date, photos on the accident scene, police report, and the contact details of those involved in the crash.
When examinations are thorough and we are satisfied with every detail you provided, we then proceed to calculate the cost of your claim prior to issuing you a settlement check.
But should in case we are not satisfied with the provided details after our investigation, we might deny your claim or when you feel that the insurance doesn’t quite cover the damages.
You can petition this, but bear in mind that; we may ask you to bring further proof or provide more evidence about the accident.